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The Evergreen Home Mortgage Loan Program

An Evergreen Fixed-Rate Mortgage Offers Stable & Affordable Monthly Payments That Fit Any Budget!

New PurchaseRefinanceHome Possible, and HomeReady!

Various Program Features May Include:

  • 620 FICO Credit Score with up to 97% LTV (Loan to Value)
  • Primary Residence, Investment, and Second Home

With Down-Payment Assistance:

  • Save Thousands in up front costs with a minimum contribution as low as 2% of purchase price OR $1000.
  • Unlike other loan programs, the Evergreen may not require private mortgage insurance or may be at a discounted rate!
  • 1-unit, Primary Residence (2-4 units available)

New Purchase, Refinance, or Home Possible!

620 FICO Credit Score and up to 97% LTV (Loan to Value)

1-unit, Primary Residence (2-4 units available)

El Paso County Pueblo County
$65,120 $54,480

Income Limits are based on 80%  Annual Median Income as determined by HUD for a four (4) person household.

*Note: Each Down-payment Assistance Program has its own Maximum Income Limits

No maximum borrower income applies if home is located in Home Possible or HomeReady Track.

Southern Colorado Community Lending, LLC, NMLS ID#1575448, is an affiliate of Neighborhood Housing Services of Pueblo INC, DBA: NeighborWorks Southern Colorado, NMLS ID# 1465941. Regulated by the Colorado Division of Regulatory Agencies, Southern Colorado Community Lending, LLC is an equal housing lender. DISCLAIMER: this is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions my apply. Programs, rates, terms and conditions are subject to change without notice.

Our Impact in 2019

  • Attended Group & Online Classes


  • New Homeowners


  • Dollars Invested Into Communities


  • Dollars in Mortgage Loans Originated


  • Dollars in Small Business Lending


  • Homes Built & Sold


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