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The Ponderosa

A Ponderosa Mortgage Offers Eligible Veterans and Rural Community Home Buyers and Owners a Unique Home Loan Solution with ZERO Percent, 0% down!

  • Favorable Mortgage Insurance and/or Funding Fees
  • Must meet VA  or USDA Eligibility
  • USDA Eligible Addresses: HERE
  • Minimum 620 FICO to Qualify for VA and USDA
  • Purchase & Refinance
  • USDA has Income Limits: HERE

Southern Colorado Community Lending, LLC, NMLS ID#1575448, is an affiliate of Neighborhood Housing Services of Pueblo INC, DBA: NeighborWorks Southern Colorado, NMLS ID# 1465941. Regulated by the Colorado Division of Regulatory Agencies, Southern Colorado Community Lending, LLC is an equal housing lender. DISCLAIMER: this is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions my apply. Programs, rates, terms and conditions are subject to change without notice.

Our Impact in 2019

  • Attended Group & Online Classes


  • New Homeowners


  • Dollars Invested Into Communities


  • Dollars in Mortgage Loans Originated


  • Dollars in Small Business Lending


  • Homes Built & Sold


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