Mortgage Loans

Home Loan Programs

90/10 Conventional loan product. The 10% second loan allows for the customer to buy down or even eliminate mortgage insurance. This product is specifically to help our low-income families earning 80% of the annual median income or below.
3-5% down payment mortgage product for families purchasing a primary residence. Loans can be made with/without down-payment assistance.
VA or USDA mortgage loans up to 100% LTV for qualifying applicants.

We, also offer:

Refinance

Refinance mortgage loans allow for clients to refinance their current mortgage to reduce their payment, reduce their interest rate and/or pull out their earned equity in their home for other needs.
Reverse

Also, known as a Home Equity Conversion Mortgage (HECM) is a loan that allows a client to borrow money based on the equity in their home.

Community Lending

Southern Colorado Community Lending, LLC, NMLS ID: 1575448, Is an subsidiary of NeighborWorks Southern Colroado, NMLS ID: 1465941. Regulated by the Colorado Division of Regulatory Agencies, Southern Colorado Community Lending, LLC is an Equal Housing Lender.
DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply.
Programs, rates, terms and conditions are subject to change without notice.

Programs

Our programs are designed to further our mission and provide much needed services for our constituents.
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Events

Fundraisers and events help us raise awareness and generate crucial resources to serve our community. Join us at our next event and see how you can get involved.
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Volunteer

Improve your community by joining our cause. You'd be surprised at what a huge difference a little bit of your time can make.
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