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Lending

Home Loan Programs

Mortgage Lending

Mortgage Lending

  • FHA

    First-time homebuyers and others who might not be able to meet down payment requirements for conventional loans by providing mortgage insurance to private lenders. Potential borrowers, who have satisfactory credit history, enough cash to close the loan and sufficient and steady income to make monthly mortgage payments can apply for FHA-insured mortgage.

  • VA

    We’re proud to offer mortgage products from the U.S. Department of Veterans Affairs (VA). If you’re a veteran or active duty personnel, you may be eligible to purchase or refinance a new home with favorable loan terms. Let’s work together to explore the potential savings available.

  • Conventional

    30 year fixed rate 1st mortgage loan at competitive rates with a minimum down of 3%.

  • USDA

    Loans for our rural community. No minimum down pay. Income qualifications necessary.

Southern Colorado Community Lending, LLC, NMLS ID: 1575448, Is an subsidiary of NeighborWorks Southern Colroado, NMLS ID: 1465941.  Regulated by the Colorado Division of Regulatory Agencies, Southern Colorado Community Lending, LLC is an Equal Housing Lender.
DISCLAIMER: This is not a commitment to lend.  Credit and collateral are subject to approval.  Other restrictions may apply.  
Programs, rates, terms and conditions are subject to change without notice.

Our Impact This Year

  • Individuals Served Through Food Initiatives

    4,410

  • Families Educated

    2,333

  • Homeowners Created

    514

  • Dollars in Small Business Lending

    $3,511,920

  • Dollars Invested Into Communities

    $166,123,216

  • Dollars in Down Payment Assistance

    $2,032,920

  • Homes Preserved

    186

Thank you to our generous sponsors:

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