Home Loan Programs
90/10 Conventional loan product. The 10% second loan allows for the customer to buy down or even eliminate mortgage insurance. This product is specifically to help our low-income families earning 80% of the annual median income or below.
3-5% down payment mortgage product for families purchasing a primary residence. Loans can be made with/without down-payment assistance.
VA or USDA mortgage loans up to 100% LTV for qualifying applicants.
We, also offer:
Refinance mortgage loans allow for clients to refinance their current mortgage to reduce their payment, reduce their interest rate and/or pull out their earned equity in their home for other needs.
Also, known as a Home Equity Conversion Mortgage (HECM) is a loan that allows a client to borrow money based on the equity in their home.